1year no claim-how much does it knock off??

Level 9 User Joined: 09 Mar 2005 Posts: 453

wandering if any of you ppl know how much a first year no claim will knock off,ive bin told a third??insurance will be runnin out soon n bein nineteen with a license for a year n a valver for a first car aint cheap.....i jus dont wana b payin a FOUR figured sum the second time round!! how much you guys payin for yours..jus outa curiosity Wink

Site Subscriber Joined: 13 Oct 2004 Posts: 4722

think its 15% is it not?

then it doubles to 30% etc..

least i think thats correct..remebe reading something abuot it..

Forum Moderator Joined: 18 Feb 2004 Posts: 7432

however you look at it youre still going to get raped for insurance at 19 unfortunately Sad

Level 9 User Joined: 09 Mar 2005 Posts: 453

ya dont knw the half of it neil...ya wana how much i were payin this year 4 insurance??.....ya ready..Â£3357.74 third party fire n theft with feckin limited milage!!! but thats whay happens wen ya think with ya heart n not ya head.......but i got love for the valver Very Happy

Site Subscriber Joined: 13 Oct 2004 Posts: 4722

holy shit..

that is a lot of money..

a stupid amount of money infact.

you better be freinds will bill gates..

Site Subscriber Joined: 29 Jan 2005 Posts: 1108

My insurance was Â£836 for first year, then 1 years no claims brought it down to Â£530. Legend Very Happy

Site Subscriber Joined: 13 Oct 2004 Posts: 4722

age? car? any ncb before that?

and where ya live?

Forum Moderator Joined: 18 Feb 2004 Posts: 7432

I paid Â£415 this year... 25years old / 2 years ncb. Wasnt driving for 2 of the years i was at uni so my previous ncb got knocked out. Scandalous rule that is.

Level 9 User Joined: 09 Mar 2005 Posts: 453

i know i know matey but wat wud u rather have me done...spend the money on getin a corsa slammin a bad boy go faster kit and a W**K spray job or by a near enuff mint 3dr valver with 74k on it (at the time of purchse)fsh,leathers etc....?????????? Wink

oh its green by the way Cool

Site Subscriber Joined: 13 Oct 2004 Posts: 4722

or..you could of just brought a corsa..and not done anything to it, and had a little car to run around in untill your ncb are down

or, got a clio my freind.

all tho insurance is still highish on them too..

Mr Quoter-vator Joined: 16 Feb 2004 Posts: 7405

i cant believe u paid that much money Shocked

i paid 913 when i was 20...now i am 25 im payin about 430

tpft

Level 9 User Joined: 09 Mar 2005 Posts: 453

i knw...but i let the"me liking valvers" grow into an obsession and well... the rest is history...for me to get insured on a 1litre polo was well over Â£1800 Exclamation

Level 9 User Joined: 09 Mar 2005 Posts: 453

Â£913..was the policy on ur name??im turnin 20 in a foretnite..will that make a difference?

Site Subscriber Joined: 29 Jan 2005 Posts: 1108

I am 22 now, was 21 when I first insured the car. It was my first EVER insurace so no bonus at all at the start. I had been driving for just over 3 years when I first insured it. I live in Pembrokeshire, South Wales.....hence why it says that under my picture to the left of what ur reading now Rolling Eyes

lol. It was tpft too. I have a mate that is older than me paying more insurance on a 1.5 Diesel pug 106, just cuz he lives in cardiff lol. Insurance is stupid.

Site Subscriber Joined: 29 Jan 2005 Posts: 1108

Oh yeah forgot to mention........car is 1994 M reg R19 16v Executive 5dr hatch, and the insurance is with directline.

Level 9 User Joined: 09 Mar 2005 Posts: 453

this was my 1st poicy too...youre rite mate insurance is well stupid, im from w york..not far from leeds dnt think my postcode comes under high risk...oh well even if it does,iv been had...oh my policy is someone through insurance factory..cant remember exctly who Confused

Site Subscriber Joined: 13 Oct 2004 Posts: 4722

ha sarky about the place name, i forgot about that..

insruance drops when your 21 i belive tho..or is it 20?

and 1800 for a polo cant be rite? there only groupe 2 insruance..

you have any driving convictions?

dear o dear.

Level 9 User Joined: 09 Mar 2005 Posts: 453

no convictions watsoeva Exclamation

Site Subscriber Joined: 13 Oct 2004 Posts: 4722

bloody heck..

that must be wrong..

mind you i rember having a quote for 2.2k on a rover maestro

ha

FCS Event Manager Joined: 04 Jan 2005 Posts: 3680

my insurance is Â£1018 TPFT for two R19 16Valve's

no no-claims due to having a company car for the last 4 years so had no private car insurance until september last year when i got the white Ph1 MOTed.

Site Subscriber Joined: 29 Mar 2005 Posts: 731

Â£1300 TPO
Â£1000 TPFT
Â£750 Comp

Quotes that I got off Norwich union before butin the valver. Guess which level of cover I took. 21/No no claims BTW.