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 Ambers ins quote for a 16V
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Chris H
Forum Moderator

Joined: 02 Mar 2004
Posts: 19978

Posted: Fri Sep 08, 2006 12:23 am

Ambers just got her cheapest quote for a 19 16V.

Bear in mind shes paying £400 for her 1.6 megane RXE.

£2300.

Yes two thousand three hundred pounds.

That was via confused.com
andy 16v
Site Subscriber

Joined: 26 Nov 2005
Posts: 591

Posted: Fri Sep 08, 2006 12:27 am

Thats disgraceful! And theyre talking about putting premiums up aswel. So, thats more people going to be driving without insurance. Rolling Eyes
mals
Self Proclaimed Comic Genius

Joined: 04 Jul 2004
Posts: 3482

Posted: Fri Sep 08, 2006 12:27 am

Sounds like they are confused jeez,

Mrs Rav4 just insured yesterday £189 fully comp with me on policy, my insurance runs out 24 Sep doh!
Chris H
Forum Moderator

Joined: 02 Mar 2004
Posts: 19978

Posted: Fri Sep 08, 2006 12:31 am

18k was the highest I was quoted on a 19 16V, cheapest was 12k - 3rd party.

How these 17 year olds get quotes of 1700 is beyond me!

She has a years no claims, been driving 4 years, 22 years old.

£2300 F&T is a joke.

I mean that more than double the top value of the car!

Its £400 for her 1.6 all the toys apart from air con megane, but the red car when it was a 1.4 was £800!

Megane is a grp 6, the 1.4 19 a grp 8 (clio 1.4 is a grp 4!) and the 16V 19 is grp 15 (clio 16V grp 12)
bbracer16valver
Retroholic

Joined: 23 Dec 2005
Posts: 3315

Posted: Fri Sep 08, 2006 12:31 am

my mrs 2 drive mine fully comp on provisonal is just over £750 22YO female not even passed her test unlike amber who has ... but i guess it would be higher as its glasgow but no way that high

connfused an diamond and sheilas wheels are all shite

elephant.co.uk is good for quotes Thumbs Up!
bbracer16valver
Retroholic

Joined: 23 Dec 2005
Posts: 3315

Posted: Fri Sep 08, 2006 12:33 am

Chris H";p="107477 wrote:


Megane is a grp 6, the 1.4 19 a grp 8 (clio 1.4 is a grp 4!) and the 16V 19 is grp 15 (clio 16V grp 12)


why is a smaller lighter car with the same engine 3 groups lower

i never understood that
Chris H
Forum Moderator

Joined: 02 Mar 2004
Posts: 19978

Posted: Fri Sep 08, 2006 12:34 am

its not glasgow its paisley it'll be insured in.

Its just the fact that the megane is so much cheaper. They just want all old cars off the roads.
bbracer16valver
Retroholic

Joined: 23 Dec 2005
Posts: 3315

Posted: Fri Sep 08, 2006 12:37 am

ah ok

and whats wrong with old cars!! nothing just lazy owners!!
Chris H
Forum Moderator

Joined: 02 Mar 2004
Posts: 19978

Posted: Fri Sep 08, 2006 12:39 am

bbracer16valver";p="107479 wrote:
Chris H";p="107477 wrote:


Megane is a grp 6, the 1.4 19 a grp 8 (clio 1.4 is a grp 4!) and the 16V 19 is grp 15 (clio 16V grp 12)


why is a smaller lighter car with the same engine 3 groups lower

i never understood that


cos its a girly car, I dunno.

Why is a 1.4 19 with 60bhp 2 groups higher on insurance than a 1.6 megane with 90bhp and all the toys.

Makes no sense.

The new 2 litre vectra is a group 9 insurance!
mals
Self Proclaimed Comic Genius

Joined: 04 Jul 2004
Posts: 3482

Posted: Fri Sep 08, 2006 12:42 am

Hot hatches/not so hot, older cars easier to steal, Chris is right they want older cars off the road,


Also people with older cars are seen as causing more accidents apparently, coz cars arent worth much, they are not as bothered if they get hit/hit someone, causing insurance companies more outlay
Wicked Neo
FCS Event Manager

Joined: 04 Jan 2005
Posts: 3680

Posted: Fri Sep 08, 2006 12:57 am

too true Mals and it's also very dependent on where you live!

only another 15 years (thereabouts) and the first 19 ph1 16Vs will qualify for classic car insurance lol
Neal
Forum Moderator

Joined: 18 Feb 2004
Posts: 7432

Posted: Fri Sep 08, 2006 1:04 am

My insurance on the chammy cost me about £390 this year, thats @ 26 with 8 years no claims (yeah ok so they only count 5 max). Still too much IMO.

Lisa paid about £500 on her '94 clio RT because shes a learner. Putting me on the policy brought it down a bit though.
Chris H
Forum Moderator

Joined: 02 Mar 2004
Posts: 19978

Posted: Fri Sep 08, 2006 1:05 am

how the hell can anyone without a license/just passed get insurance less than a grand?
mals
Self Proclaimed Comic Genius

Joined: 04 Jul 2004
Posts: 3482

Posted: Fri Sep 08, 2006 1:08 am

Location, where bb lives, they only just heard of cars, so insurance will be lower, try to get a tractor or a combine insured though ...... phew
bbracer16valver
Retroholic

Joined: 23 Dec 2005
Posts: 3315

Posted: Fri Sep 08, 2006 1:10 am

you tel me my sis passed last year

90k N reg 5dr exec @ 17 + pass plus was like 700/800

and she wrote it off then got given the 60k chammy too and front ended that now!!

i got a ar50! Rolling Eyes
bbracer16valver
Retroholic

Joined: 23 Dec 2005
Posts: 3315

Posted: Fri Sep 08, 2006 1:12 am

mals";p="107489 wrote:
Location, where bb lives, they only just heard of cars, so insurance will be lower, try to get a tractor or a combine insured though ...... phew


shutup fool Razz

least we can breath here Laughing

and i bet you would give you right arm to have one the veiws from my flat window and to the roads and walks and veiws of the cotswolds

so nah Razz

o and pints like £1.70 - £2.20 max
Neal
Forum Moderator

Joined: 18 Feb 2004
Posts: 7432

Posted: Fri Sep 08, 2006 1:15 am

bbracer16valver";p="107491 wrote:


and i bet you would give you right arm to have one the veiws from my flat window and to the roads and walks and veiws of the cotswolds


I would. Well, I wouldnt give any body parts because then I couldnt ride, but id love to move there. In fact I intend to.


Last edited by Neal on Fri Sep 08, 2006 1:16 am; edited 1 time in total
Wicked Neo
FCS Event Manager

Joined: 04 Jan 2005
Posts: 3680

Posted: Fri Sep 08, 2006 1:16 am

I have both my cars insured on a two car policy with the AA

£600 Fully comp with 4 points for speeding and 2 years no claims

19 16V Ph2 Hatch
Laguna RT Ph2 Hatch
bbracer16valver
Retroholic

Joined: 23 Dec 2005
Posts: 3315

Posted: Fri Sep 08, 2006 1:24 am

Neal";p="107492 wrote:
bbracer16valver";p="107491 wrote:


and i bet you would give you right arm to have one the veiws from my flat window and to the roads and walks and veiws of the cotswolds


I would. Well, I wouldnt give any body parts because then I couldnt ride, but id love to move there. In fact I intend to.


[img:160:120:460fbcb76a]http://img148.imageshack.us/img148/9239/0809060920ny9.jpg[/img:460fbcb76a]

to go up there on the common Wink

shite pic
donsrno1
Level 10 User

Joined: 04 Nov 2005
Posts: 575

Posted: Fri Sep 08, 2006 2:27 am

Did she try elephant.co.uk, bell.co.uk or admiral.co.uk?? They are all the same company and without fail they seem to give me the best insurance quotes. I just insured the 1.4 Clio in my own name this week for £780 TPFT and for a clio 16v in my own name would be £999TPFT, and thats including any modifications done to the cars. Bearing in mind I'm an 18 year old male (though 19 in a few weeks) with no NCD it makes ambers quote seem rediculous. When I juszt passed my test though the best I could get anywhere was £1800 TPFT in my own name for the 1.4, hence why it was under my mums name for a year.
tominbristol
Level 9 User

Joined: 03 Jul 2006
Posts: 412

Posted: Fri Sep 08, 2006 3:18 am

RAC and direct line come out tops for me, every single year. at the moment £378 with 4 years' NCB
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