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 few questions bout car registration and car insurance
Author Message
william
Site Subscriber

Joined: 25 Nov 2004
Posts: 350

Posted: Tue Sep 20, 2005 3:25 pm

is it illegal to have a car registered in one name (mine), but the insurance in someone else's name (my father)?

Insurance company phoned yesterday saying basically saying its not allowed...

options being register the car with my dad, or get my own insurance.
James Clio16v
Level 4 User

Joined: 14 Aug 2005
Posts: 80

Posted: Tue Sep 20, 2005 3:44 pm

Try for a quote in your name, but have your Dad insured on it as well.

I did that when I was younger and that seemed to make a difference.
Tranton
Site Subscriber

Joined: 17 Mar 2004
Posts: 342

Posted: Tue Sep 20, 2005 4:15 pm

william wrote:
is it illegal to have a car registered in one name (mine), but the insurance in someone else's name (my father)?


It is legal but if you make a claim and the insurance company do not have the info on file then it's unlikely they will pay out. You would have to declare the car is registered in your name when setting up the insurance in your dads name.
Doc
Site Subscriber

Joined: 11 Feb 2005
Posts: 2929

Posted: Wed Sep 21, 2005 12:01 am

just put the car in your dads name, then everything is sorted
JB
Mr Quoter-vator

Joined: 16 Feb 2004
Posts: 7405

Posted: Wed Sep 21, 2005 5:32 am

slightly relevent...i just re-insured the chamade for 273....chuffed!
Ben
Level 5 User

Joined: 18 Mar 2004
Posts: 112

Posted: Wed Sep 21, 2005 8:27 am

That's a bargain JB, with insurance like that I could almost afford to run a valver again!
JB
Mr Quoter-vator

Joined: 16 Feb 2004
Posts: 7405

Posted: Thu Sep 22, 2005 2:44 am

tis a bargain...plus its a policy where I can drive anyone else's car!
Neal
Forum Moderator

Joined: 18 Feb 2004
Posts: 7432

Posted: Thu Sep 22, 2005 3:51 am

...provided that the other person's car is also insuranced by somebody, i assume?
JB
Mr Quoter-vator

Joined: 16 Feb 2004
Posts: 7405

Posted: Thu Sep 22, 2005 7:01 am

dont think that matters as my company is covering my liabilty to other ppl. the car has to be privately owned and not hired etc etc...so ie a friends car.
Lindsey
Level 10 User

Joined: 22 Mar 2005
Posts: 621

Posted: Thu Sep 22, 2005 7:23 am

You normally get 3rd party cover for other cars as the policyholder.
Roger Red Hat
Site Subscriber

Joined: 13 Oct 2004
Posts: 4722

Posted: Thu Sep 22, 2005 7:41 am

who was that with?
JB
Mr Quoter-vator

Joined: 16 Feb 2004
Posts: 7405

Posted: Thu Sep 22, 2005 12:33 pm

well i havent had it for the last 5 yrs.

thats with Quinn...which i found through www.confused.com - good site.
Roger Red Hat
Site Subscriber

Joined: 13 Oct 2004
Posts: 4722

Posted: Thu Sep 22, 2005 12:47 pm

confused was crap for me

cheapest quote on a clio rt was £950..

i was like..er no thanks.
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