Insurance - who you with?

Forum Moderator Joined: 18 Feb 2004 Posts: 7432

my elephant insurance is nearly up, so ive been investigating renewals. We all know what insurance companies are like with out group 15 ( Confused

) valvers.

my details

25
2yncb
3 points
alloys, exhaust etc declared (of course Wink

)
1 named driver (my ex - she knocked over Â£100 off the price at the time)

elephant want Â£456 to renew
Chris Knott want Â£415ish
Liverpool victoria wanted something stupid like Â£930
Not going anywhere near Adrian Flux

Any other ideas?

Site Subscriber Joined: 29 Jan 2005 Posts: 1108

I'm with Directline, and I got my 19 16v last year in january and it was the first ever car I'd insured by myslef so no no claims bonus, etc........I was 21 then and it was Â£836 third party fire & theft. Now january just gone, I'm 22, had 1 years no claims, and it went down to Â£580 Very Happy

which was a LEGEND of a drop I thought!

So to cut a long story short Neal, I have never found anyone cheaper than directline, so give 'em a go I would.

http://www.directline.co.uk

Site Subscriber Joined: 02 Oct 2004 Posts: 1575

we insure the laguna with norwich union direct, about the cheepest we could find i've got 24yrs ncb and the wife has about the same don't seem to make it any cheeper though Rolling Eyes

Site Subscriber Joined: 13 Oct 2004 Posts: 4722

whats wrong with adrian flux?

they where the cheapst for me by far..

Forum Moderator Joined: 18 Feb 2004 Posts: 7432

you ever try to make a claim with them?

Level 2 User Joined: 02 Aug 2004 Posts: 54

Liverpool victoria are just as bad fucked my about when I write my clio off

Site Subscriber Joined: 13 Oct 2004 Posts: 4722

join the club the_chunkster

lol

no im not claming..

other wise there goes my ncb. Sad

cant afford high insurance every year.

Site Subscriber Joined: 10 Jun 2004 Posts: 2317

Neil, try doing a new qote with elephant instead of a renewal. Anyway, im with Elephant on the 16v under my own name, paying 756 TFPT, me beint 20, 0 NCB and 1 years driving. The TD im a names driver on and m paying about 600 quid for it with Tesco.

FCS Event Manager Joined: 04 Jan 2005 Posts: 3680

i hate insurance companies - rip off merchants they are.

35
9 points - speeding
no no claims due to haveing had a company car for 5 years
insured 3rd party fire and theft on two R19 16Valve, an H plate and an L Plate Â£1017 a year with Tesco Insurance.

Insurance Companies = Wanker!

Posted: Tue Mar 01, 2005 11:44 pm

28 years old

Full Protected no claims
0 Points (Not yet been caught)

L reg 16v Cabriolet

Elephant.co.uk

Â£285 Fully Comp

Quite pleased with that!

Site Subscriber Joined: 02 Oct 2004 Posts: 1575

Roger Red Hat wrote:

whats wrong with adrian flux?

they where the cheapst for me by far..

I found them to be the most expensive with the highest excess.

Mr Quoter-vator Joined: 16 Feb 2004 Posts: 7405

taylor price, as i know them or direct choice as they are also known...never seem to quote other ppl good, but never fail to do the best quote for me....

i had similar situ as simon, about 930 tpft when i was 21, dropped next yr to 500 odd...but it dont get any better after that mate..im only down to about 430 tpft now. with about 3 or 4 ncb and no claims/conv/points...alloys and ik declared...

Spammer Joined: 27 Jul 2004 Posts: 5717

i am with tescos ,they were the cheapest for my h reg escort at the time .

29yrs
2years ncb
no points on licence
no speeding fines(yet)
no other drivers

paying Â£470quid a year at the moment for a renault 19 1.8 rt(95bhp) that is third party and theft by the way

my insurance is due to renewal in april ,so i shall make a nice search for a better quote

Posted: Wed Mar 02, 2005 3:30 am

My insurance is actually Â£30 cheaper with my other half on the policy as a named driver Â£285 instead of Â£315

Mr Quoter-vator Joined: 16 Feb 2004 Posts: 7405

schakal
yeah id shop around mate, im payin same as u for thevalver and im 25...similar price last yr when 24 too....tpft

Site Subscriber Joined: 24 Apr 2004 Posts: 318

hmm - seems quite hign Schakal

I'm with direct line for Â£330:

Age 23
NCD 6yrs (I've actually only got 5 but when they sent me my renewal they said 6 so I'm not going to argue Very Happy

)
Fully Comp with protected no claims
no points
no other dirvers

Spammer Joined: 27 Jul 2004 Posts: 5717

330 pounds is great mark , but i think the affecting element is the years of ncb rather than the age otherwise tesco has been ripping me off for 2 years(which is more likely)

Site Subscriber Joined: 24 Apr 2004 Posts: 318

yeah the no claims bonus helps a lot!
And the fact I'm in a reasonable decent area - not that I'm implying that your not Laughing

Site Subscriber Joined: 13 Oct 2004 Posts: 4722

i live in slough...

explains everything.

hehe

Posted: Wed Mar 02, 2005 5:54 am

Oh have they got roads there now?

Site Subscriber Joined: 13 Oct 2004 Posts: 4722

suprisingly they havent been stolen yet i suppose.